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Money matters are like growing a garden. The hard work comes before the harvest. Not after. It takes discipline, planning and investment of time, money and effort to be successful. It isn’t impossible for anyone that is willing to put in the work.

ETFs are probably the most amazing financial instruments available. You get to buy a diversified set of stock investments for just about any small sum of money. You won’t become a millionaire overnight but the risk reward equation makes them a slam dunk.

While you won’t see the progress while you’re working on debt, it is the most important piece of the financial success journey. Do it before anything else and the rest of it will feel like a breeze.

People often underestimate the value of giving. The most prudent people understand that the universe is bigger than them and what you give out is what comes back to you many times over.

No Easy Business

No Easy Business

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