Category: personal finance

Home ownership is one of the cornerstones of achieving the American dream. Purchasing a home gives individuals and families to accumulate wealth through equity and...

There are two groups of people in Capitalism. The feeders The benefactors The first category usually includes the masses. People who don’t bother to learn...

We’ve all known the feeling of having debt. Whether it is student loans, car loans, mortgages or credit cards. Debt is a way of life...

At the risk of sounding overly philosophical, I’d say that gardening has taught me a lot about money and investing. I wasn’t always a gardener....

For the average joe investor, there has never been a better time in terms of investing options. Doors reserved for the wealthy few are now...

Some tools make sticking to a disciplined budget a breeze and Intuit Mint sits on top of that pyramid. I've been a user for over...

We live in a world of extreme price variance in just about anything you purchase. A Casio watch is $20 while a Patek Phillipe could...

Bitcoin – Arguably, the single most talked about instrument in financial markets (and the news) in recent years. There have been conferences, seminars and even...

Trying to achieve financial success without paying off debt first is like trying to finish a marathon with a ball and chain. Becoming debt free...

The number of Americans living paycheck to paycheck was shockingly high prior to the pandemic and the virus would not have been kind to any...

I define Investing as the process of converting cash into cash flows. If you are new to investing, look for investments that will create cash...

Wall St. money managers have shown us time and time again that they are as self serving as they come. We owe it to ourselves...

They say ‘What doesn’t get measured, doesn’t get done’ and they couldn’t be more right. Your net worth is like the vital sign of your...

“The best thing money can buy is peace of mind, and the way to buy it is to just pay yourself” There are approximately 19...

It is no secret that the United States is the beacon of capitalism in the world. The country however has several social safety nets it...

To say that COVID-19 has affected our lives and our economy materially would be a massive understatement. It will take the world a few years...

In my last post, I had talked about how debt can be a very useful tool to help build real wealth as long as it...

US consumers have a debt total of $13.86 Trillion. This includes mortgages, student loans, car loans and credit cards. Now you would expect the average...

Nothing can be accomplished without deliberate action. Even to win a lottery, you need to go to a store and buy a ticket. Assuming that...