The number of Americans living paycheck to paycheck was shockingly high prior to the pandemic and the virus would not have been kind to any
Step 2 – Investing Basics
I define Investing as the process of converting cash into cash flows. If you are new to investing, look for investments that will create cash flows allowing for more flexibility down the line.
‘The Big Short’ – A Story of Self Serving Interests
Wall St. money managers have shown us time and time again that they are as self serving as they come. We owe it to ourselves to gain an understanding of money matters so that we can protect our future.
Net worth basics – Calculating, tracking and growing
They say ‘What doesn’t get measured, doesn’t get done’ and they couldn’t be more right. Your net worth is like the vital sign of your
Delayed Gratification – The Quintessential quality of the wealthy
“The best thing money can buy is peace of mind, and the way to buy it is to just pay yourself” There are approximately 19
Steps to a Sound Retirement Plan
It is no secret that the United States is the beacon of capitalism in the world. The country however has several social safety nets it
Near term financial strategies in a Covid-19 World
To say that COVID-19 has affected our lives and our economy materially would be a massive understatement. It will take the world a few years
Part 4 – What is keeping you from the american dream – Not using debt to build wealth
In my last post, I had talked about how debt can be a very useful tool to help build real wealth as long as it
Part 3 – what is keeping you from the american Dream- Using Debt to buy Depreciating assets
US consumers have a debt total of $13.86 Trillion. This includes mortgages, student loans, car loans and credit cards. Now you would expect the average
What is keeping you from the American Dream – Part 2 – Lack of a Financial Plan
Nothing can be accomplished without deliberate action. Even to win a lottery, you need to go to a store and buy a ticket. Assuming that
What is keeping you from the American Dream – Part 1 – The elephant in your driveway
If I ask a hundred people what the American Dream meant for them, the likelihood of financial success being the top criteria for most of
The COVID Bailout and the US Economy
“The United States is the most powerful country in the world” No, the US military has nothing to do with this statement. What is it
The Coronavirus and your money
While the Coronavirus hits the street hard, here is what you can do to make sure your money continues to work for you.
Why you need a veteran on every team?
I have a love-hate relationship with the military. The red tape, the stringent and vigorous enforcement of rules that hardly made sense 50 years ago,
Job offer? Who owns you matters
Considering a job offer? Here is what you might want to consider before you make a decision.
The Rainforest is Burning
Charles Hill, my strategy & economics professor and one of my favorite professors throughout business school always said – ‘If you remember one thing from
Time value of Money and Investing
In August of 2017, the largest individual lottery prize was awarded in US history. The prize was $758.7 million. The winner had a two options
